UPI Study: Transforming International Education & Saving Students Millions

At Roam, we are constantly seeking partnerships that provide meaningful opportunities for international students. That’s why we are excited to introduce UPI Study, an innovative education platform that has already helped over 107,000 students worldwide—including more than 15,000 international students from 26 countries—gain affordable, transferable college credits.
Amanda Binu

From Concept to Global Impact

UPI Study, co-founded by Dr. Vikas Kaushal and Manit Kaushal, is leveraging technology, connecting students worldwide to quality education, empowering them to pursue accredited courses and earn college credits, no matter where they are. The journey of UPI Study began with a simple yet powerful idea— “Education should be accessible to all”.

Dr. Vikas Kaushal, an education industry veteran with over 25 years of experience, has founded numerous schools and colleges and served on university boards across India, Singapore, and Canada. His dedication to academic excellence laid the foundation for UPI Study’s mission.

Manit Kaushal, a serial entrepreneur with a background in software, business, and emerging technologies, brought this vision to life with his expertise. A graduate of Brown, Harvard, and Purdue University, Manit has been a teacher and founder of multiple companies. His passion for transforming education through technology is the driving force behind UPI Study’s innovative approach. During his own academic journey, Manit realized he had an advantage—AP exams allowed him to earn credits and graduate early. Many of his international peers didn’t have access to similar opportunities, which sparked his desire to create a more inclusive solution.

Founder Message and Mission

My journey into education stems from a multi-generational legacy—my family have been deeply involved in the education sector for four generations. I witnessed firsthand the financial and logistical barriers international students face when trying to access quality education abroad. UPI Study was founded to bridge this gap, offering affordable, transferable college credits that help students save time and money on tuition while securing admission pathways to universities in the U.S. and Canada.
Our mission is ambitious: To save students $1 billion in tuition costs by 2035. So far, we have successfully saved students $16 million in tuition.

Bridging the Education Gap

UPI Study initially launched in Canada, operating successfully for two years before expanding into the U.S. with a much larger market. To ensure its credibility, the company worked with 118 professors globally to publish nearly 70 textbooks, ultimately securing accreditation in January 2024.

Today, the platform offers 70+ accredited courses recognized by NCCRS and ACE, enabling students to transfer credits to over 2,100 universities in the U.S. and Canada. Students can verify credit transferability through UPI Study’s "Find My College" tool, direct university searches, or by consulting a UPI Study advisor. For added security, students can also receive transcripts through partner universities like Excelsior University, Thomas Edison State University (TESU), and Woodman University. All materials, textbooks, and eBooks are included in the UPI membership—there are no additional costs for exams or study materials.

The UPI Study Model: A Smarter Way to Earn College Credits

UPI Study isn’t just an online learning platform—it’s an all-in-one solution for students looking to earn affordable, transferable college credits.

What is a UPI Bundle?

Unlike traditional pay-per-course models, UPI Study offers an exclusive UPI Bundle, which allows students to take up to 24 courses in a single package—eliminating the hassle of paying for individual courses. This provides students with an efficient, budget-friendly path toward earning credits.

Will Your University Accept UPI Credits?

Transferring UPI Study credits is simple. Just check:

  •  Is your university listed? If it’s one of the 1,500 universities affiliated with NCCRS, your credits are guaranteed to transfer.
    OR
  • Does your university accept credits from accredited institutions? If yes, you’re good to go!

UPI Study even provides one-on-one advisor support to guide students through the credit transfer process, ensuring a smooth experience.

Financial & Academic Advantages

International students often pay between $2,000 - $8,000 per course at U.S. universities. With UPI Study, courses are a fraction of the cost:

  • 12-Course Bundle: $2,300 (reducing per-course cost to $191 from $250)
  • 24-Course Bundle: $4,000 (equivalent to two years' worth of college credits)

Beyond cost savings, UPI Study provides personalized academic advising to help students choose the best courses for transfer. If a specific class isn’t accepted by a university, students receive access to additional courses to ensure they get the credits they need.

UPI Study for Undergraduate & Graduate Students

One of the biggest advantages of UPI Study is its impact on college admissions. Many international students have successfully transferred UPI Study credits into top universities like Penn State and the University of Buffalo. Additionally, earning pre-approved U.S. college credits saves them money on tuition and allows them to fast track their graduation.

For international graduate students, UPI Study provides a unique solution for those with three-year bachelor’s degrees (such as BCom or BBA), which many U.S. universities do not consider equivalent to a four-year degree. UPI Study allows these students to complete 12 additional undergraduate courses, effectively fulfilling the fourth year of study in just two months. Upon completion, students receive a dual university transcript—one from UPI Study and another from a partnered U.S. university.

Key Benefits for Graduate Applicants:

  1. Fast-Track Completion – The additional 12 undergraduate credits complete a four-year degree requirement in just two months.
  2. Stronger U.S. Academic Credentials – A recent U.S. qualification enhances admission prospects and visa approval rates.
  3. GRE & GMAT Waivers – Many students using this pathway have successfully waived standardized test requirements, even for Ivy League institutions.
  4. Increased Scholarship Eligibility – A U.S. qualification can improve consideration for scholarships that would otherwise be unavailable to students with a three-year degree.
  5. Flexibility for Career & Academic Transitions – This option helps students with study gaps or those shifting fields by demonstrating recent academic achievement.

Through its innovative approach, UPI Study helps international students bridge academic gaps and unlock greater opportunities for higher education in the U.S.

Guidance Beyond Just Course Selection

Enrolled students aren’t just getting online courses—they’re joining a supportive global community. Whether it’s selecting the right university, navigating visa challenges, or planning future career paths, UPI Study offers continued guidance, making sure students never feel alone in their journey.

Refund Policy: Peace of Mind for Students

UPI Study stands by its offerings with a money-back guarantee—one of the only online education platforms to do so. If a student’s credits aren’t accepted or they don’t save enough on tuition, they may qualify for a refund (provided they meet the required documentation criteria).

What’s Covered?

  • Transcript services – UPI Study covers the cost of transcript processing and dispatching.
  • Alternative credit solutions – If a university doesn’t accept a student’s credits, UPI Study will recommend alternative courses before issuing a refund.

At Roam, we are proud to partner with UPI Study to bring these incredible opportunities to international students worldwide. Whether you’re looking to save thousands on tuition, accelerate your degree, or increase your chances of admission to a top university, UPI Study offers a flexible, affordable solution tailored to your needs.

Interested in learning more? Visit UPI Study and start your journey today!