Spend & Save Like A Local

in partnership with Adro

Explore Adro’s Banking Services specially tailored to international students. Adro offers free checking and savings accounts and a credit card without an SSN!

Learn More

Why Adro

Wire Fees

Absolutely no incoming wire transfer fees

2 accounts

checking and savings, no minimum balance required

Open an account from anywhere

No monthly fees

1% Cashback

On all credit card transactions

Products

Check out Adro’s Banking Solutions for International Students

Checking Account
  • Get a virtual & physical USD debit card
  • 2 free ATM withdrawals per month
  • Works with Cash App, Venmo, and Zelle
Apply Now
Savings Account
  • FDIC-insured up to $250,000
  • Automate savings with recurring transfers
  • Receive ACH payments and wire transfers
Apply Now
Secured Credit Card
  • No SSN or credit check required
  • Set your own credit limit
  • $0 int’l transaction fees + 1% cashback
Apply Now

Used by students from 300+ universities

  • YellCornell logo
  • Nyu logo
  • Utah logo
  • Yale logo
  • Rutgers logo
  • Rice logo

Need help setting up?

Here is our quick set-up guide to help you join Adro easily

STEP 1

Sign up to Adro with your passport and visa details

Sign up to Adro with your passport and visa details

STEP 2

Deposit money from your home currency or in USD

Deposit money from your home currency or in USD

STEP 3

Add your virtual card and start using when you land

Add your virtual card and start using when you land

ALL DONE

Your physical card arrives at your residence shortly

Your physical card arrives at your residence shortly

©2025 AdroCard, Inc. Adro is a financial technology company and not a bank. Banking services are provided through Stearns Bank, N.A., Member FDIC.