
Spend & Save Like A Local
in partnership with Adro
Explore Adro’s Banking Services specially tailored to international students. Adro offers free checking and savings accounts and a credit card without an SSN!
Learn More

Why Adro
Wire Fees
Absolutely no incoming wire transfer fees
2 accounts
checking and savings, no minimum balance required
Open an account from anywhere

No monthly fees

1% Cashback
On all credit card transactions
Products
Check out Adro’s Banking Solutions for International Students
Checking Account

- Get a virtual & physical USD debit card
- 2 free ATM withdrawals per month
- Works with Cash App, Venmo, and Zelle
Savings Account

- FDIC-insured up to $250,000
- Automate savings with recurring transfers
- Receive ACH payments and wire transfers
Secured Credit Card

- No SSN or credit check required
- Set your own credit limit
- $0 int’l transaction fees + 1% cashback
Used by students from 300+ universities
Need help setting up?
Here is our quick set-up guide to help you join Adro easily
STEP 1
Sign up to Adro with your passport and visa details

STEP 2
Deposit money from your home currency or in USD

STEP 3
Add your virtual card and start using when you land

STEP 4
Your physical card arrives at your residence shortly

©2025 AdroCard, Inc. Adro is a financial technology company and not a bank. Banking services are provided through Stearns Bank, N.A., Member FDIC.