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Spend & Save Like A Local
in partnership with Adro
Explore Adro’s Banking Services specially tailored to international students. Adro offers free checking and savings accounts and a credit card without an SSN!
Learn More
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Why Adro
Wire Fees
Absolutely no incoming wire transfer fees
2 accounts
checking and savings, no minimum balance required
Open an account from anywhere
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No monthly fees
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1% Cashback
On all credit card transactions
Products
Check out Adro’s Banking Solutions for International Students
Checking Account![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fadro-cards-red-horizontal.1aaa1047.webp&w=640&q=75)
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- Get a virtual & physical USD debit card
- 2 free ATM withdrawals per month
- Works with Cash App, Venmo, and Zelle
Savings Account![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fadro-phone-balance.ec77785e.webp&w=1080&q=75)
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- FDIC-insured up to $250,000
- Automate savings with recurring transfers
- Receive ACH payments and wire transfers
Secured Credit Card![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fadro-cards-black-horizontal.04d3fb0f.webp&w=1080&q=75)
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- No SSN or credit check required
- Set your own credit limit
- $0 int’l transaction fees + 1% cashback
Used by students from 300+ universities
Need help setting up?
Here is our quick set-up guide to help you join Adro easily
STEP 1
Sign up to Adro with your passport and visa details
![Sign up to Adro with your passport and visa details](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fadrostep1.bcaeca96.webp&w=1920&q=75)
STEP 2
Deposit money from your home currency or in USD
![Deposit money from your home currency or in USD](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fadrostep2.56fa1fb9.webp&w=1200&q=75)
STEP 3
Add your virtual card and start using when you land
![Add your virtual card and start using when you land](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fadrostep3.e86410bf.webp&w=1920&q=75)
STEP 4
Your physical card arrives at your residence shortly
![Your physical card arrives at your residence shortly](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fadrostep4.67080d61.webp&w=1920&q=75)
©2025 AdroCard, Inc. Adro is a financial technology company and not a bank. Banking services are provided through Stearns Bank, N.A., Member FDIC.