Spend & Save Like A Local

in partnership with Adro

Explore Adro’s Banking Services specially tailored to international students. Adro offers free checking and savings accounts and a credit card without an SSN!

Learn More

Why Adro

Wire Fees

Absolutely no incoming wire transfer fees

2 accounts

checking and savings, no minimum balance required

Open an account from anywhere

No monthly fees

1% Cashback

On all credit card transactions

Products

Check out Adro’s Banking Solutions for International Students

Checking Account
  • Get a virtual & physical USD debit card
  • 2 free ATM withdrawals per month
  • Works with Cash App, Venmo, and Zelle
Apply Now
Savings Account
  • FDIC-insured up to $250,000
  • Automate savings with recurring transfers
  • Receive ACH payments and wire transfers
Apply Now
Secure Credit Card
  • No SSN or credit check required
  • Set your own credit limit
  • $0 int’l transaction fees + 1% cashback
Apply Now

Used by students from 300+ universities

  • YellCornell logo
  • Nyu logo
  • Utah logo
  • Yale logo
  • Rutgers logo
  • Rice logo

Need help setting up?

Here is our quick set-up guide to help you join Adro easily

STEP 1

Sign up to Adro with your passport and visa details

Sign up to Adro with your passport and visa details

STEP 2

Deposit money from your home currency or in USD

Deposit money from your home currency or in USD

STEP 3

Add your virtual card and start using when you land

Add your virtual card and start using when you land

STEP 4

Your physical card arrives at your residence shortly

Your physical card arrives at your residence shortly

©2025 AdroCard, Inc. Adro is a financial technology company and not a bank. Banking services are provided through Stearns Bank, N.A., Member FDIC.